A great place to check for a property’s USDA eligibility is on the United States Department of Agriculture’s website. Here, you can quickly and easily look up a property to see whether or not it falls in an eligible USDA area.
BEST ANSWER The residential property eligibility for a USDA guaranteed or direct home loan, the primary requirement is that it should be located in an eligible area based on the recent USDA rural map. The property must also be a non-farm, non-income producing tract.
The answer to that question is that there’s not a list specifically for homes. USDA loans are available for certain areas of the country and within these areas are a multitude of existing homes for sale. So by looking within these areas in your state, you can find a home that qualifies for a USDA loan that is right for you.
USDA Eligibility Map As a general rule of thumb the USDA will lend in areas that are considered rural or semi-rural. Use the interactive map below to find out if your area is considered eligible. Just enter your address and click ‘Go’!
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Usda Rural Housing Eligibility Map As a result, the CR effectively extends eligibility under the Rural Definition – for all communities that are currently eligible for usda rural housing programs through the term of the CR (December 11, 2014). USDA Rural Housing has postponed any changes to the eligibility map (approved area) that were previously scheduled for October 1, 2014.Rural Development Income Eligibility USDA Rural Development Home Loan – GMFS Mortgage – USDA Rural Development loans offer 100% Financing for Purchase or Refinance and can be used by first time buyers buying property in an eligible rural area. Per USDA, GMFS Mortgage is #1 USDA Rural Development lender in Louisiana. Learn more about USDA RD home loans, income limits & guidelines.
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Anyone can buy a home for sale by the U.S. Government, but you must work with a real estate agent, broker or servicing representative to submit an offer or bid. Currently the U.S. Departments of Housing and Urban Development (HUD), agriculture (usda/rural development), and Veterans Affairs (VA) have homes listed on this site.
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USDA is creating loans all across the country, including suburban towns that are anything but rural. In fact, in some states, the vast majority of the state is eligible for USDA loans. Find out if a property is USDA home eligible by calling 888-767-0554. USDA home loan experts are standing by and ready to help.