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Private lenders as well as texas veterans land Board (TVLB) will make land loans in the Sanderson area. Private lenders have been asking for about 20% down, 6.5% interest, on 10-15 year loans. As of this writing, TVLB is asking 5% down, 7.25% interest, on 30 year land loans of up to $150,000.
Mortgage rates valid as of 04 Oct 2019 08:32 am CDT and assume borrower has excellent credit (including a credit score of 740 or higher). Estimated monthly payments shown include principal, interest and (if applicable) any required mortgage insurance. ARM interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/1 ARM, 7 years for a 7/1 ARM and 10.
Eligible Texas Veterans and Military Members have an opportunity to purchase a home with a competitive, low-interest loan with little or no down payment. Veterans, Military Members and their spouses may receive up to $484,350 on a fixed-rate loan for 15, 20, 25 or 30 year terms*.
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Scott Sanderson. Austin, TX 78731. Significant new mortgage lending rules, the Ability-to-Repay rule (ATR) and the qualified mortgage rule (qm) rules.
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